CREDIT CARDS - [VIEW FULL POST]
- BARBI SCRIBBLED THIS ON 11/28/2006
Just like any other day, around three o clock in a corporate office.
I drop my hand in to my pocket to answer a call in my cell phone.
I see a number flashing on my screen, I hesitate to take the call (read on and you ll know why)
I : HALO
The other side : HALO! I m calling from ICICI… Are you interest in credit card sir?
(Oh wow! What a wonder! Despite the wonderful construction of the sentence, I interpret it to be some generous bank giving me a free credit card )
I: NO! thanks
The stupid lady : sir it is a lifetime free credit card sir and the interest rate is.. (they assume these words are magic words which will make us reconsider the offer..)
I : SORRY! I m not interested
The stupid lady : thank you sir! Have a nice day!
Its five o clock now! And again the phone vibrates… Same thing again
I : HALO
Another stupid lady : Sir I m calling from ICICI Lombard Insurance.
Blah Blah Blah…
This happens literally everyday. Sometimes another as$h*le from another bank joins the party. (read more pain in the A$$)
Now with the banking industry flying high, and many foreign banks pitching tents in India, its an ordinary sight to see banks fighting among themselves and give customers a huge list of offers with the usage of the credit card. Welcome to the corporate world and u ll find that you ll get three calls per day. (either from ICICI or ICICI.. ya every time the call is from ICICI! ).I actually know hoe to get a ONLINE CREDIT CARD.
One another pissing thing is that you will end up carrying pamphlets (read minimum two) on your journey to the nearest restaurant (sorry! I actually meant MESS) for having LUNCH. A battery of men assemble on the road, maintaining a three meter distance between them, and a bunch of pamphlets in hand. As you pass them by, you get a feel like being escorted, and when you are very near, u hear a faint voice say : sir! . Everybody (yours truly included) walks with the pamphlet another two meters and throws it to the ground.
Oh I forgot!!! A good percentage (read 95%) of the credit card vendors from the bank are LIARS. They tell you flowery interest rates and offers. But none of them are true.
Key features of as$h*les (sorry I actually intended to type ICICI call center fellas)
1. They all speak horrible English. Example :
Sir! I m calling from ICICI (this sentence is always good coz it’s the same)
Are you interest in ICICI credit card? (as a corporate, you are supposed to interpret the sentence)
2. Most of the time, they don’t know to whom they are talking to. They jus address themselves and never ask who you are or what your name is.
3. The call usually doesn last any time longer than twenty seconds. (don be too happy. Read the remaining part of the sentence too) Still you ll get three calls per day
4. they all greet you a good bye message which also says “have a nice day!”
5. They are all war dialers. They keep dialing number after number. Whenever I get a call in my office extension phone from a land line, I usually don’t pick up. Coz in most offices, the extensions are numbered quite serially in adjacent seats, you ll be able to trace this out.
6. They are highly optimistic. They call me around three ‘o clock in the afternoon and again at five ‘o clock. They assume you get a hike of one lakh rupees in that two hour gap and suddenly I have grown big plans of expenditure and I m badly in need of a credit card.
One another fella whos spoke to me last month wasa really optimistic. I picked up the call.
I: halo
He : sir , I need one Xerox of latest month salary slip and residential address proof
I : who s dis?
He: sir, I m calling from ICICI..
And the same sequence of dialogues was exchanged.
I almost assume it is our mobile service provider who gives off the numbers to them. I got a call, the day my SIM got activated.
I wish I had a day off my mobile. At least without these ICICI calls!
Phew! I should have stayed off the corporate world. I should have become a sailor.
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